Last Updated: September 2026 · My Bank Loan (mybankloan.in)
Welcome to mybankloan.in. By accessing or using our website, interactive tools (such as the Loan EMI Calculator and Eligibility Estimator), or submitting your loan application, you acknowledge that you have read, understood, and agreed to be bound by the terms detailed herein.
My Bank Loan operates as an authorized direct selling associate (DSA) and financial consultancy intermediary. We provide loan comparison, document preparation, and advisory assistance to connect prospective borrowers with registered banks and NBFCs.
Crucial Note: My Bank Loan is not a bank, deposit-taking institution, or lender itself. All loan approvals, interest rates, sanctioned amounts, processing fees, and disbursements are decided exclusively by the financing banks and NBFCs at their sole discretion under prevailing Reserve Bank of India (RBI) regulations.
You certify that all personal, financial, business, and property information provided to My Bank Loan is true, correct, and complete. Providing misleading or falsified documents may lead to immediate rejection by lenders and may attract legal consequences under applicable law.
The Loan EMI Calculator and indicative rate tables displayed on our website are intended purely as illustrative financial planning guides. Final interest rates offered to you by a lender depend on your credit score (CIBIL), loan amount, employment stability, property valuation, and prevailing repo rates.
All content, including graphics, logos, vector icons, software scripts, and textual materials on mybankloan.in are the exclusive property of My Bank Loan or its content suppliers and protected by copyright and intellectual property laws.
Under no circumstances shall My Bank Loan be liable for any direct, indirect, incidental, or consequential damages resulting from a bank's rejection of a loan file, delay in bank processing, changes in bank interest rates, or third-party lender policies.
These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising in connection with our services shall be subject to the exclusive jurisdiction of the courts located in Ludhiana, Punjab.